:root{--navy:#14284b;--navy2:#0d1b34;--gold:#c8a24a;--gold2:#a8842c;--ink:#1c2433;--mut:#5b6678;--bg:#f6f7fa;--line:#dde2ea;--card:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 'Segoe UI',system-ui,-apple-system,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy);text-underline-offset:3px}a:hover{color:var(--gold2)}
img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
header.top{background:#fff;border-bottom:3px solid var(--gold);position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0}
.bar .logo img{height:46px;display:block}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;flex-wrap:wrap}
nav li{position:relative}
nav a.m{display:block;padding:10px 12px;color:var(--navy);font-weight:600;font-size:.92rem;text-decoration:none;border-radius:6px}
nav a.m:hover,nav a.on{background:var(--navy);color:#fff}
nav .sub{display:none;position:absolute;left:0;top:100%;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);min-width:230px;box-shadow:0 8px 24px rgba(13,27,52,.15);z-index:60;padding:6px 0}
nav li:hover>.sub,nav li:focus-within>.sub{display:block}
nav .sub a{display:block;padding:8px 16px;text-decoration:none;color:var(--ink);font-size:.92rem}
nav .sub a:hover{background:var(--bg);color:var(--navy)}
.burger{display:none;background:var(--navy);color:#fff;border:0;border-radius:6px;padding:9px 14px;font-size:1rem}
.lang{font-size:.8rem;color:var(--mut)}
.hero img{display:block;width:100%;height:auto}
.hero-wrap{background:var(--navy2)}
.cta3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:-34px auto 0;position:relative;z-index:5}
.cta3 a{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:10px;padding:20px 22px;text-decoration:none;color:var(--ink);box-shadow:0 6px 20px rgba(13,27,52,.1);transition:.15s}
.cta3 a:hover{transform:translateY(-3px);border-top-color:var(--navy)}
.cta3 b{display:block;color:var(--navy);font-size:1.08rem;margin-bottom:4px}
.cta3 span{color:var(--mut);font-size:.92rem}
main{padding:36px 0 56px}
h1{color:var(--navy);font-size:2rem;line-height:1.2;margin:.2em 0 .4em}
h2{color:var(--navy);font-size:1.4rem;margin:1.6em 0 .5em;padding-bottom:6px;border-bottom:2px solid var(--gold)}
h3{color:var(--navy);font-size:1.1rem;margin:1.3em 0 .3em}
.lead{font-size:1.1rem;color:var(--mut);max-width:780px}
.crumb{font-size:.85rem;color:var(--mut)}.crumb a{color:var(--mut)}
.pagehead{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff;padding:34px 0}
.pagehead h1{color:#fff;margin:0}.pagehead p{margin:.4em 0 0;color:#cfd8ea;max-width:760px}
.pagehead .crumb,.pagehead .crumb a{color:#aeb9d0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin:18px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:20px}
.card h3{margin-top:0}
.card.gold{border-top:4px solid var(--gold)}.card.navy{border-top:4px solid var(--navy)}
.badge{display:inline-block;font-size:.75rem;font-weight:700;padding:3px 10px;border-radius:99px;letter-spacing:.03em;text-transform:uppercase}
.b-wait{background:#fdf3d6;color:#7a5a05;border:1px solid #ecd48b}
.b-ok{background:#dff3e6;color:#17623a;border:1px solid #9fd3b3}
.b-off{background:#e8ebf1;color:#4a5568;border:1px solid #cbd2de}
.notice{background:#fff8e6;border:1px solid #ecd48b;border-left:5px solid var(--gold);border-radius:8px;padding:14px 18px;margin:18px 0}
.info{background:#eef3fb;border:1px solid #c9d7ef;border-left:5px solid var(--navy);border-radius:8px;padding:14px 18px;margin:18px 0}
table{border-collapse:collapse;width:100%;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;font-size:.94rem}
th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px;font-weight:600}
td{padding:10px 12px;border-top:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:#fafbfd}
.code{font-weight:700;color:var(--navy);white-space:nowrap}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:10px 20px;border-radius:8px;font-weight:600;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--gold2);color:#fff}
.btn.gold{background:var(--gold);color:var(--navy2)}.btn.gold:hover{background:var(--navy);color:#fff}
.btn.sm{padding:5px 12px;font-size:.85rem}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding:14px 16px 14px 62px;background:#fff;border:1px solid var(--line);border-radius:10px;margin:10px 0}
.steps li:before{content:counter(s);position:absolute;left:14px;top:12px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:700;display:flex;align-items:center;justify-content:center}
.steps b{color:var(--navy)}
form{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}
label{display:block;font-weight:600;margin:12px 0 4px;font-size:.92rem;color:var(--navy)}
input,select,textarea{width:100%;padding:10px 12px;border:1px solid #b9c2d0;border-radius:7px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--ink)}.chk input{width:auto;margin-top:5px}
details{background:#fff;border:1px solid var(--line);border-radius:8px;margin:10px 0;padding:0 16px}
summary{cursor:pointer;font-weight:600;color:var(--navy);padding:13px 0}
details[open] summary{border-bottom:1px solid var(--line);margin-bottom:10px}
.search{display:flex;gap:10px;margin:14px 0}.search input{flex:1}
footer.foot{background:var(--navy2);color:#c3cde0;padding:40px 0 20px;font-size:.92rem}
footer.foot a{color:#e6c97a;text-decoration:none}footer.foot a:hover{text-decoration:underline}
footer.foot h4{color:#fff;margin:0 0 10px;font-size:1rem}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px}
.fgrid ul{list-style:none;margin:0;padding:0}.fgrid li{margin:5px 0}
.legal{border-top:1px solid #2b3d62;margin-top:26px;padding-top:16px;font-size:.82rem;color:#9fb0cf}
.logo-foot{background:#fff;padding:8px 12px;border-radius:8px;display:inline-block}.logo-foot img{height:40px;display:block}
.seal{width:150px;float:right;margin:0 0 10px 20px}
@media(max-width:860px){
 .burger{display:block}
 nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:3px solid var(--gold);padding:8px 20px 16px}
 nav.open{display:block}nav ul{flex-direction:column}
 nav .sub{display:block;position:static;border:0;box-shadow:none;padding:0 0 0 14px;min-width:0}
 .cta3,.fgrid,.row2{grid-template-columns:1fr}.cta3{margin-top:18px}
 header.top{position:relative}
 table{font-size:.85rem}
}
@media print{header.top,footer.foot,.cta3,nav{display:none}}